I am a certified Mutual Fund Advisor with over 25 years of experience helping individuals 

and families manage and grow their wealth through tailored mutual fund investments. My 

goal is to provide expert financial guidance by selecting mutual fund options that align with 

each client’s risk profile, investment goals, and time horizon. Committed to transparency, 

ethical practices, and personalized service, I ensure that my clients' financial futures are well protected and optimized for growth.

Qualifications & Certifications

 • Ph.D in English 

• AMFI Registered Mutual Fund Distributor (AMFI Registration Number:

• Prudent Broker Code No: 98630

• ARN: 159385

• IRDA: Qualified Insurance Adviosr

Services Offered

A) Mutual Fund Selection: Helping clients choose the best mutual funds based on risk 

tolerance, financial goals, and investment time frame.

B) Portfolio Review & Rebalancing: Periodically reviewing and adjusting portfolios to 

ensure they remain aligned with client objectives.

C) Investment Advisory: Providing personalized advice to clients on building a 

diversified mutual fund portfolio.

D) Systematic Investment Plans (SIP): Assisting with setting up SIPs for long-term 

wealth creation.

E) Retirement Planning: Crafting strategies to build a retirement corpus through 

appropriate mutual fund investments.

F) Tax-Efficient Investments: Advising on ELSS (Equity Linked Saving Scheme) and 

other tax-saving mutual funds.

G) Goal-Based Planning: Developing investment strategies tailored to specific financial 

goals like education, home purchase, or major life events.

H) Life Insurance: Term Insurance, Health Insurance, Car Insurance, Bike Insurance 

I) Fixed Income: How do Debt Funds work?

Buying a debt instrument is similar to giving a loan to the issuing entity.

The basic reason behind investing in debt funds is to earn interest income and capital 

appreciation.

The interest that you earn on these debt securities is pre-decided along with the 

duration after which the debt security will mature.

That’s why these securities are called ‘fixed-income’ securities because you know 

what you’re going to get out of them.

Debt funds try to optimize returns by diversifying across different types of securities.

This allows debt funds to earn decent returns, but there is no guarantee of returns.

However, debt fund returns can be expected in a predictable range, which makes them 

safer avenues for conservative investors.